Crops | Magazine Articles | VOL. 12, ISSUE 71, March-April 2012 |

Agricultural Credit

Indian literature is replete with examples of unscrupulous money lenders, who were the chief source of agricultural credit. To curb their inadequate, extortive and exploitative practices a multi-agency approach consisting of cooperatives, commercial banks and regional rural banks have been put in place in India to assist farmers. The financial requirements of the Indian farmers range from buying agricultural inputs - seeds, fertilisers, fodder etc., to personal loans in order to support their families in the poor crop production years....

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