PMSYM announced in the 2019 budget, is a pension scheme, with the intention on benefiting 1 million informal workers whose monthly income is up to INR 15,000. A view of elderly men along the Yamuna, New Delhi.
Abstract: The PMSYM has several novel features, distinguishing it from Atal Pension Yojana. The implicit rate of interest is much higher and a beneficiary is entitled to a pension amount of INR 3,000 per month.
The authors are Distinguished Fellow at Research and Information System for Developing Countries and Editor, Indian Journal of Social Security, Delhi respectively. akundu.jnu@gmail.com. The article should be cited as Kundu, A. and S. L. Arora, 2019. Pradhan Mantri Shram Yogi Maan-dhan: critical appraisal, Geography and You, 19(14): 32-35.
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